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Borrow up to £30k more,
When buying a Zero Energy Bills home at Carpenters Yard
Santander has just launched the UK's first high-street bank mortgage designed for Octopus Zero Energy Bills homes. In partnership with HCF Partnership, meet independent financial advisors face to face and find out how much more you could afford.
What to expect
No pressure, no obligation, just clear answers about what a Zero Energy Bills home means for your budget.
1-to-1 advisor time
Sit down with a financial adviser and get a personalised view of how much more you could borrow.
See the real numbers
Understand exactly how removing energy bills from the affordability check works, with figures for your situation.
See a completed home featuring solar panels, heat pumps and the wider sustainability features for yourself at Carpenters Yard.




Spaces to Savour
Our RIBA award-winning architects have crafted homes with the future in mind – uniquely efficient, resilient to changes in the weather and with fitted kitchens, bathrooms and flooring that have a timeless appeal.
Care has been taken to ensure they are wonderful places to live, with the space to play, tranquility to relax in and every practical consideration for the needs of modern life.


Designed for Community
Conceived with community at its core, every element of Carpenters Yard has been considered to create a thriving neighbourhood, with green public spaces where nature and people come together in harmony.
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Disclaimers: CGIs are indicative only and subject to change. Completions from Summer 2026. Zero Energy Bills™️ offer subject to eligibility and availability, terms, conditions and exclusions apply. Visit Octopus Energy Zero Bills™ Terms & Conditions for full details. EV charging is not included and is billed separately. Prices and details are correct at time of publication.
Up to £30,000 additional borrowing figure shown is for illustrative purposes only and is based on a representative customer scenario on a mortgage with a fixed-rate period of 5 years or longer. Actual borrowing amounts will depend on individual circumstances, property type, loan-to-income limits, lending policy, underwriting assessment and product eligibility. Additional borrowing is not guaranteed.
gs8 Ltd. 6a Hampstead High Street, London, NW3 1PR.

